ACH Payments Overview: This Agreement is subject to Article 4A of the Uniform Commercial Code (“UCC”). By agreeing to this Agreement, if you have provided us with your account information, you authorize us to credit or debit the account(s) listed in your account settings to process transactions between you and OnShip Elite. We may rely upon account information and identifying numbers you provide in payment methods on the account settings page within the transportation management system app. We may rely on the routing and account numbers you provided, even if they identify a financial institution, person, or account. You agree to comply with all applicable laws, rules and guidelines related to electronic funds transfers, including without limitation, Article 4A of the UCC and the operating rules and regulations of the National Automated Clearinghouse Association. These rules provide, among other things, that payments made to you are provisional until the final settlement is made through a Federal Reserve Bank or payment is otherwise made as provided in Article 4A-403(a) of the UCC. If we do not receive such payment, we are entitled to a refund from you in the amount credited to your account. The Payer that originated or instructed such payment will not be considered to have paid the amount so credited. We are not required to give you any notice of debits or credits to your account. We may adjust your account whenever a correction or change is required. For example, if we make an error concerning your account, you agree that we may correct such error immediately and without notice. Such errors may include but are not limited to, reversing improper credit to your account, making adjustments for returned items, and correcting calculation and input errors. Our right to make adjustments shall include the right to offset amounts you owe us or a Payer against future amounts payable to you and shall not be subject to any limitations or time constraints except as required by law.